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Skim Rumah
Pertamaku, or My First Home Scheme is initiated by the Government of
Malaysia, in collaboration with Bank Negara Malaysia through Cagamas
Berhad. The main objective is to assist young adults and first time
homebuyers who have just joined the workforce to own a home.
FEATURES:
• 100% Term Financing
• Financing for under-construction and completed properties
• No processing fee
• Financing tenure not exceeding 40 years; applicant age not exceeding
65 years at the end of financing period
• Home Loan Statement: Yearly.
• Prevailing Interest Rate and Default Clause.
ELIGIBILITY:
• Individuals aged 18 years to 35 years only
• Malaysian citizens only
• First time home buyer only
• Single borrower / customer gross income not exceeding RM3,000/month
• Confirmed employee with minimum employment of 6 months with the same
employer
• Payment amount must not be more than 1/3 of monthly income
• Business owners / directors / partners / sole-proprietorship are not
allowed
REQUIREMENTS:
Salaried Applicant:
• Identification Card
• Latest income tax return (EA Form)
• Bank book / statements showing salary income for the last 3 months
• A recent salary payroll slip with the employer’s name and evidence of
salary credited into a bank account
• An employer’s letter (on company letterhead or bearing company chop)
confirming job title an income details
• Sales and Purchase Agreement (SPA)
For further information, please call CIMB Bank Call Centre at 1300 880
900 (+603 2295 6100 if from overseas), or visit the nearest
CIMB Bank branch today.
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