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Home Loan
offers by CIMB Bank is a traditional term loan that lets you opt for
either a variable or fixed rate; single tier or multi-tier rates.
Overview
• For buyers who prefer low initial repayments, or the pay half feature
which lets you pay 50% of the principal during the tenure and the
remaining at the end of the tenure.
• Property investors can also benefit from an investment package with no
lock-in period.
• For CIMB Prime Plan customer, enjoy the following benefits:
• Earn 0.1 Bonus Point for every RM1 financing
• Re-pricing option every 3 years or lapse of lock-in period, whichever
is later at prevailing board rate
• Preferential rates
• Opt to select HomeLoan Fixed Rate for 1st 3 or 5 years
• Opt to select Capped Rate Loan, capping of BLR for 1st 3 or 5 years.
Features and Benefits
• Minimum loan amount is RM15,000.
• Margin of financing (MOF) up to 90% + 5%.
• GMTA can be financed.
• Enjoy loan tenure up to 40 years, or 70 years of age, whichever is
earlier.
• No processing fees.
• Option of term loan and overdraft.
• Customer with OD facility only required to service interest.
Statement – OD: Monthly; HomeLoan: Yearly; HomeFlexi: Monthly
• Prevailing Interest Rate and Default Clause.
For CIMB Prime Plan customer, enjoy the following benefits:
• Earn 0.1 Bonus Point for every RM1 financing
• Re-pricing option every 3 years or lapse of lock-in period, whichever
is later at prevailing board rate
• Preferential rates
Type of Property
• All types of residential property
Margin of Financing
• 90%+5% [80%+5% for Pay Half Package]
Eligibility
• Individuals aged 18 years and above.
• Malaysian or permanent resident.
Requirements
Salaried Applicant:
• NRIC photocopy.
• Latest 3 months' salary slip.
• EA form / EPF statement (last 2 years).
• Sales & Purchase Agreement / Booking receipt from developer.
Self-Employed:
• NRIC photocopy.
• Latest 3 months' salary slip.
• EA form / EPF statement (last 2 years).
• Sales & Purchase Agreement / Booking receipt from developer.
• Business registration A&D
• Last 3 months bank statement
For further information, please call CIMB Bank Call Centre at 1300 880
900 (+603 2295 6100 if from overseas), or visit the nearest CIMB Bank branch
today.
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