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HomeLoan
or BizLoan package offered by CIMB Bank allows you to cap the BLR for
either first 3 or 5 years of the loan tenure. Customers can apply every
3 or 5 years until end of loan tenure subject to approval.
FEATURES:
• Cost savings if interest rates increased.
• Attractive floating rates with a CAP.
• Applicable for completed residential, commercial and industrial
properties.
• Margin of finance (MOF) up to 90% + 5%
• Enjoy tenure up to 40 years, or 70 years of age, whichever is earlier.
• No processing fee
• Home loan statement: Yearly
• Prevailing Interest Rate and Default Clause.
TERMS & CONDITIONS
• Term Loan only (not applicable for Flexi)
• No prepayment allowed during the 3 or 5 years capped period
• Min loan amount is RM150,000
ELIGIBILITY:
• Individuals aged 18 years and above.
• Malaysian or permanent resident.
REQUIREMENTS:
Salaried Applicant:
• NRIC photocopy.
• Latest 3 months' salary slip.
• EA form / EPF statement (last 2 years).
• Sales & Purchase Agreement / Booking receipt from developer.
Self-Employed:
• NRIC photocopy.
• Latest 3 months' salary slip.
• EA form / EPF statement (last 2 years).
• Sales & Purchase Agreement / Booking receipt from developer.
• Business registration A&D
• Last 3 months bank statement
For further information, please call CIMB Bank Call Centre at 1300 880
900 (+603 2295 6100 if from overseas), or visit the nearest
CIMB Bank branch today.
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